Yiming HanMay 1, 20222 min readInterest Rates on the Rise Again... What Should I Do?A 6.7% CPI was recorded in March and 4% fixed rates became a reality! Should you lock in your rates?
Yiming HanApr 2, 20222 min readCanadian Inflation Hits 5.7%, as Fixed Rates Close in on 4%Canadian inflation hits a new record of 5.7% in February, and interests rates are going upwards closing in on 4%.
Yiming HanMar 4, 20221 min readBoC Increases Policy Rate by 0.25% - First Hike Since 2018The Bank of Canada increased the overnight lending rate by a quarter percentage to 0.5%. "The Bank is continuing its reinvestment phase,...
Yiming HanDec 2, 20211 min readCanadian Home Sales Surge... Despite the Low InventoryThe October Canadian Real Estate Association (CREA) release shows national existing-home sales rose a whopping 8.6%. The actual (not seasona
Yiming HanOct 14, 20212 min readFirst Time Home Buyer Incentive - CMHCWondering if you should take advantage of the FTHBI? Learn more about the program and see how it might help you reach your goal!
Yiming HanAug 30, 20211 min readWhat is the Mortgage Stress Test?Mortgage Stress Test The Stress Test was introduced in 2018 by the Office of the Superintendent of Financial Institutions (OFSI). The...
Yiming HanAug 26, 20211 min readWhy work with a mortgage broker?Service-Oriented Mortgage brokers, like myself, are not product-oriented. We are EDUCATORS & service providers! Without the pressure of...
Yiming HanAug 25, 20211 min readWhat do I need to know as a First-Time Home Buyer?There are so much to know when you are purchasing a home for the first time. This post gives you some must-knows as a FTHB